:root{--navy:#0c2b55;--navy2:#143b70;--gold:#dda21b;--gold2:#f2bd42;--ink:#17233a;--muted:#637084;--bg:#f5f7fa;--card:#fff;--line:#dce3ec;--soft:#eef3f8;--shadow:0 14px 34px rgba(16,42,75,.08);--radius:22px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.65 Arial,Helvetica,sans-serif}a{text-decoration:none;color:inherit}img{display:block;max-width:100%}.wrap{width:min(1180px,calc(100% - 34px));margin:auto}
.top{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.navrow{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:17px 0}.brand{display:flex;align-items:center;gap:13px}.mark{width:58px;height:58px;border-radius:18px;background:linear-gradient(135deg,var(--navy),#244d82);color:var(--gold2);display:grid;place-items:center;font-size:28px;box-shadow:var(--shadow)}.brandcopy{display:flex;flex-direction:column;line-height:1.1}.brandcopy strong{font:700 21px/1.05 Georgia,serif}.brandcopy span{font-weight:900;color:#b97b00;letter-spacing:.03em}.brandcopy small{color:var(--muted);margin-top:5px}.menu{display:flex;gap:19px;flex-wrap:wrap;font-weight:700}.menu a{padding:5px 0;position:relative}.menu a.active,.menu a:hover{color:#ae7600}.menu a.active:after,.menu a:hover:after{content:"";height:3px;position:absolute;left:0;right:0;bottom:-9px;background:var(--gold);border-radius:99px}
.hero{padding:30px 0 8px}.hero-shell{background:linear-gradient(135deg,var(--navy),var(--navy2));border-radius:32px;overflow:hidden;box-shadow:var(--shadow);color:white}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr}.hero-copy{padding:46px;display:flex;flex-direction:column;justify-content:center}.eyebrow{display:inline-flex;align-self:flex-start;padding:8px 13px;border:1px solid rgba(255,255,255,.2);border-radius:999px;background:rgba(255,255,255,.08);font-size:12px;letter-spacing:.15em;text-transform:uppercase;font-weight:800}.hero h1{font:700 clamp(42px,5.5vw,68px)/.98 Georgia,serif;margin:18px 0 16px;max-width:10ch}.hero h1 em{font-style:normal;color:var(--gold2)}.hero p{font-size:19px;color:#e3ecfa;max-width:46ch}.hero-img img{width:100%;height:100%;min-height:500px;object-fit:cover}.actions{display:flex;gap:13px;flex-wrap:wrap;margin-top:24px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:14px;font-weight:800}.btn.gold{background:var(--gold2);color:#10294f}.btn.light{background:#fff;color:var(--navy)}
.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:18px 0 8px}.trust div{background:#fff;border:1px solid var(--line);border-radius:18px;padding:17px;box-shadow:var(--shadow)}.trust strong{display:block;margin-bottom:5px}.trust span{color:var(--muted);font-size:14px}
.section{padding:24px 0}.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:18px;margin-bottom:18px}.section-head h2{font:700 40px/1 Georgia,serif;margin:0}.section-head p{margin:0;color:var(--muted);max-width:65ch}
.main-grid{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:24px;align-items:start}.cards{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.card{background:#fff;border:1px solid var(--line);border-radius:22px;overflow:hidden;box-shadow:var(--shadow);display:flex;flex-direction:column}.card img{width:100%;aspect-ratio:16/10;object-fit:cover}.card-body{padding:20px;display:flex;flex-direction:column;gap:10px;flex:1}.tag{display:inline-flex;align-self:flex-start;padding:7px 11px;border-radius:999px;background:var(--soft);color:#284e7b;font-size:12px;text-transform:uppercase;font-weight:800;letter-spacing:.04em}.card h3{font:700 27px/1.12 Georgia,serif;margin:0}.card p{margin:0;color:var(--muted)}.read{margin-top:auto;color:#ae7600;font-weight:800}
.sidebar{display:grid;gap:18px}.sidebox{background:#fff;border:1px solid var(--line);border-radius:22px;padding:21px;box-shadow:var(--shadow)}.sidebox h3{font:700 24px/1.1 Georgia,serif;margin:0 0 12px}.sidebox p,.sidebox li{color:var(--muted)}.sidebox ul{padding-left:18px;margin:8px 0 0}.sponsor-box{border:1px solid #eccf83;background:#fffaf0}.sponsor-frame{width:100%;height:48px;border:0;background:transparent}.resource-list{display:grid;gap:10px}.resource-list a{padding:11px 12px;border:1px solid var(--line);border-radius:13px;background:var(--bg);font-weight:700}
.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.feature{background:#fff;border:1px solid var(--line);border-radius:20px;padding:21px;box-shadow:var(--shadow)}.feature h3{font:700 23px/1.15 Georgia,serif;margin:0 0 8px}.feature p{margin:0;color:var(--muted)}
.breadcrumbs{font-size:14px;color:var(--muted);margin:18px 0 12px}.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:24px;align-items:start}.article{background:#fff;border:1px solid var(--line);border-radius:24px;overflow:hidden;box-shadow:var(--shadow)}.article img{width:100%;aspect-ratio:16/9;object-fit:cover}.article-copy{padding:28px}.article h1{font:700 clamp(38px,4.6vw,58px)/1 Georgia,serif;margin:10px 0 12px}.lede{font-size:19px;color:#53627a}.article h2{font:700 31px/1.08 Georgia,serif;margin:28px 0 10px}.article h3{font:700 23px/1.1 Georgia,serif;margin:22px 0 8px}.article p,.article li{color:#31415b}.article ul,.article ol{padding-left:22px}.note{padding:17px;border-radius:16px;background:#fff7e7;border:1px solid #ecd39a;color:#634d1d;margin-top:18px}
.simple{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:var(--shadow)}.simple h1{font:700 46px/1 Georgia,serif;margin:0 0 16px}.simple h2{font:700 30px/1.1 Georgia,serif}.simple p,.simple li{color:#41506a}
.footer{background:#0b2549;color:#dbe6f7;margin-top:30px;padding:36px 0}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.footer h4{font:700 23px/1 Georgia,serif;margin:0 0 12px;color:white}.footer p,.footer li{color:#c9d7ef}.footer ul{list-style:none;padding:0;margin:0;display:grid;gap:8px}
@media(max-width:1020px){.hero-grid,.main-grid,.article-grid{grid-template-columns:1fr}.trust,.feature-grid{grid-template-columns:repeat(2,1fr)}.cards{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.hero-img img{min-height:340px}}
@media(max-width:700px){.navrow{flex-direction:column;align-items:flex-start}.menu{gap:13px}.hero-copy{padding:28px}.trust,.feature-grid,.footer-grid{grid-template-columns:1fr}.section-head{flex-direction:column;align-items:flex-start}.hero h1{max-width:12ch}.simple h1{font-size:38px}}